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Posted on Apr 12, 2013 | 5 comments

To Travel or Not to Travel: Can You Still Travel While Paying Off Debt?

To Travel or Not to Travel: Can You Still Travel While Paying Off Debt?

To travel or not to travel? That is our big question. Our plan is to get out of debt so we can go travel the world. But, can you still travel while paying off debt?

Traveling to us is extremely important. It’s the #1 want on our list. The thought of not traveling at all for the next two years makes us want to stick our heads in the sand and forget about this whole paying off our debt thing. For us to not travel would most likely lead to a great depression of drinking too much and spending all of our cash on booze. All which would then lead to not paying off our debt.  Now, we wouldn’t want that would we? Of course, not.

The answer to our question, to travel or not to travel, for us, is to travel. We need to travel like we need to breathe. Even though we do plan to travel while still working towards getting out of debt, we are committed to making sure we don’t go into any additional debt to be able to travel. In other words, if we can’t pay for our trip in cash, we won’t be going. This means all of our travel has been drastically cut back.

Not only has all of the travel been drastically cut back, but a full budget has been made for each trip that will be followed to the T. There will be no moving out of that budget and there will be no buying new stuff. What would be the point when we have already started to sell everything to pay off our debt and travel the world? We’ve also come up with a few ways to keep our travels from becoming too big of an expense. But, that is a post for another day.

Can you still travel while paying off debt?

About Kimmy Hayes

Kimmy Hayes is the founder and editor-in-chief of AfterGlobe; a site on becoming debt free and traveling the world as a married couple. In 2012, she planned and coordinated her own do-it-yourself destination wedding on the beautiful island of Maui while serving as a moderator for the on-line community, The Knot. She is passionate about traveling to experience new cultures, snorkeling the waters of the world and reading with her toes in the sand.


  1. My husband and I decided that the only way we COULD get out of student loan debt was by traveling… to Korea! By the end of September, we should have 15 years of loans paid off in 2 years! Hip hip horray!

    • Vanessa, welcome to AfterGlobe!

      That’s awesome about your student loans. That’s crazy you had to go to another country to be able to do that. I’ll have to look into that. I’m currently getting my certification to teach English overseas as an option while we travel.

  2. Great article! I often play the “I could have this coffee HERE or I could save my money and have any coffee THERE” in order to motivate myself to save money for travel and defer my treats to another location. Likewise,for routine things that are sorta treat-y (like haircuts), I try to time them so I have it right before a trip, making the trip feel a bit more lux.

    • That’s a great tip. I’m always telling Drew, this meal could be a month in some SE Asian countries. It sure is eyeopening when you look at what your money could get you in other ways.
      Kimmy recently posted…Fly Us to Los AngelesMy Profile

  3. Hi Kimmy,

    I recently graduated from college and this is one of the questions that plagued my mind before I decided that I was in the ‘travel before debt’ group. I really like your article because it makes me feel like I’m not that crazy after all for not religiously pounding down my debt before I travel the world (there are people just like me!). I actually addressed this issue on my blog, about how it’s possible to do both at the same time-pay debt AND travel-which is something a lot of people don’t even consider!!! Whoever said you can’t have both?? And haven’t other people realized this yet??
    Dora recently posted…A New Perspective: Pay Your Debt While You TravelMy Profile


  1. Travel With AfterGlobe - Mapping Megan - […] Yes, all the time. And still do. It’s the American way to still travel while in debt. However, now …

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